KhataKirana

Khata Kirana is a modern grocery retail chain that seamlessly integrates offline supermarkets with app-based shopping, offering structured credit-based purchasing. We aim to revolutionize how Indian households, especially salaried individuals and lower-income families, manage their grocery expenses by providing unparalleled financial flexibility.

Our Unique Approach:

• Digital Khata & Micro-Credit: We offer digital credit facilities, enabling customers to purchase essential groceries on credit with flexible, structured repayment plans. This bridges the gap left by traditional supermarkets and e-commerce platforms that operate on upfront payments.
• Hybrid Grocery Model: Combining the deep-rooted trust and personalized service of local kirana stores with the speed and convenience of quick commerce. Shop online through our app or visit our physical stores – always with the option to pay later.
• Empowering Financial Flexibility: With only a fraction of Indian households having access to credit cards for daily necessities, Khata Kirana provides a vital solution, allowing millions to access groceries without immediate upfront payment.
• Direct Control: By operating our own grocery stores, we maintain full control over inventory, pricing, and the overall customer experience, ensuring quality and value.